Eliminate Credit Debt

Eliminate Medical Bills

Eliminate Tax Debt

Credit Card Bills can become overwhelming and near impossible to pay down with those high interest rates. Stop worrying how to keep up with them. A Chapter 7 Bankruptcy will discharge all of your credit card debt. Call me to stop those harassing phone calls Today!
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In a Chapter 7 & Chapter 13 Bankruptcy Medical Bills are treated the same as Credit Card Debt, they are unsecured creditors. Dealing with a medical condition for you or a loved one is hard enough, don't let the overwhelming medical bills keep you down for years. 

Certain Tax Debt can be discharged in a Bankruptcy. If your income Tax Debt is over 3 years old we can look to discharge the debt. If they are less than 3 years old, a Chapter 13 repayment plan would allow us to pay the debt over 60 months and put a stop to interest and penalties. 

Stop Foreclosure

Eliminate Second Mortgages

Eliminate Liens & Judgments

We can stop the Auction up to the minute it has officially begun. This will give you an opportunity to decide whether you want to keep the property through a Chapter 13 Repayment Plan, or file a Chapter 7 and discharge any deficiency along with credit card debt and unpaid medical bills. 

If you have two mortgages on your home, and the property is worth no more than the first mortgage, we can get rid of your second mortgage like credit card debt. Example: Your home is worth 100K, first mortgage is 100K, second is 25K, we can eliminate your second mortgage of 25K, very simple. 

If there is court action taken against you, bankruptcy will immediately halt it. This includes liens placed on your home and judgments related to old debts. Even if the court has moved forward to collect on these debts, filing bankruptcy will stop the legal actions against you. Call us today!

Help with Student Loans

Stop Wage Garnishment

Stop Vehicle Repo

Student Loans are very challenging to discharge in a bankruptcy and are only discharged in special circumstances. However, we could use a Chapter 13 Repayment Plan to lower your interest and essentially put you in deferment up to 60 months. 

Are your Wages being Garnished? We can stop this immediately by filing a Bankruptcy. I will call your payroll personally and make sure all Garnishments stop. Then we will work through the issues that initiated the garnishment together and look to discharge them. 

Are you worried you may lose your vehicle because of non-payment or late payments? Your creditor has the right to repossess the vehicle if you fall behind. However, once you file bankruptcy and alert the creditor of your action, any repossession will immediately stop.

Stop Bank Account Attachments

Fresh Start & Rebuild Your Credit

In some cases, creditors go after your funds by attaching a debt to your checking account. This is done through a court order. It can be for anything including non-payment on a credit card, utility, or other debts. If the creditor gets a judgment against you, they can withdraw funds from your account as a result. ​Call today!

Chapter 7 bankruptcy eliminates all consumer debt. In effect, your debt is completely liquidated and no longer owed to the original debtor. In effect, it is as if you were not in debt at all once your bankruptcy is discharged. 

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